Looking for Canberra's lowest rate boat finance?

Today's lowest rate
5.94%

Comparison rate
6.49%*.

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A white boat on Dealify branding.

Boat finance in Canberra

Want to make the most of the fishing opportunities near Canberra? Having your own boat makes it easier to navigate the rivers and get to the spots where the fish are biting.

Dealify has been helping people in Canberra get boat finance since 2015. Our team finds the best deals, leaving you free to plan your next trips to Molonglo River and Murrumbidgee River.

Want to get an idea of what your repayments might be? Use our free boat loan repayment calculator. Get a free quote online or call 1300 28 57 67 to speak to someone who can help you through the process.

Compare & Save With 50+ Lenders

Compare & Save With 50+ Lenders

Compare loans from more than 50 well-known and trusted lenders. Rest assured we will help you save time and money by doing all the hard work for you. 

Guaranteed Low Rates

Guaranteed Low Rates

If you happen to find a lower rate from a lender on our panel of lenders we will happily pay the difference in interest payable. Terms and Conditions Apply. 

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Fast & Easy Approvals

Fast & Easy Approvals

It’s our mission to have you approved as quickly as possible. Most of the time, we’re able to have our clients approved within 1 hour.

Protect Your Credit Score

Protect Your Credit Score

Too many credit enquiries can harm your credit score and lower your chances of approval. We protect your credit score by matching you to the right lender the first time. 

Why work with DEALIFY

Based in Newcastle, our award-winning finance brokers take the hassle out of getting finance for your next boat. We’ve built a network of more than 50 lenders who we work with to get you the best option for your circumstance – whether that’s because you want the lowest rate, the quickest settlement or something specific to your situation. We make it our goal to get the best boats financing for anyone in Canberra. 

We're available

Award-winning team

Newcastle based

You deserve choice!

Our award-winning team will compare loans for you from more than 50 lenders.

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Repayment Frequency

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Frequently asked questions

A residual (balloon) payment is an arrangement where you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe. 

Yes, you can. Lenders often price their interest rates based on how “risky” your profile is. So having bad credit may increase your interest rates but it is possible. Some lenders specialise in bad credit loans.

Most of the time, you will only need the following documents to apply for a car loan:

  • Proof of ID (drivers license, Medicare card etc)
  • Evidence of income (recent pay slip)

We help self-employed applicants everyday.

If you’re buying a new vehicle for your business you may have options such as a low doc chattel mortgage. If you’re purchasing a car for personal use, we will usually only need a recent tax return to prove your income.

We’ll make sure this process is as stress free as possible for you.

Not at all. We take care of gathering any information needed directly from the seller. This is a quick and easy process and purchasing privately can sometimes save you money on your purchase.

We are always upfront with the fees and charges involved with each lender and using our services.

Each lender has different early termination policies. We have plenty of lenders that do not charge a fee at all. If having no early termination fees is important to you, please let us know and we’ll make sure you’re matched with a suitable lender.

Who we are

A boat sits moored on the water.

Dealify Australia is a family-owned business based in Newcastle, NSW. We help everyday Australians get the finance they need to buy boats, yachts and anything else they need to get out on the water. 

hear from our BOAT FINANCE clients

Dealify - Car Loan Finance Newcastle place picture
5.0
Based on 303 reviews
powered by Google
Jay sure profile pictureJay sure
04:47 27 Jan 26
Slipstream process, excellent communication, definitely recommend as just made it simple and easy. Thanks! 🌟🌟🌟
Bradly Atthews profile pictureBradly Atthews
05:15 24 Jan 26
Great to deal with. Excellent customer service. Went above and beyond for us to find something that was suitable for our business. Highly recommend reaching out for any finance needs. We will definitely be using Dealify again.
Dustin Valencia profile pictureDustin Valencia
10:17 23 Jan 26
Flynn was an absolute legend. He did exactly what he said he would do. Was very transparent and communicated every step of the way. It was an outstanding experience with Dealify, thank you so much for all that you do.
Tom Bell profile pictureTom Bell
02:01 20 Jan 26
Amazing service, communication, and support from Simon. He explained the products in a way I could easily understand and matched me with the option that best suited my needs. The rate was so good that the dealer’s finance manager didn’t believe me. I actually showed them the rate Simon secured for me, and they were blown away.

Communication via email, phone calls, and text messages was unreal as well. No calling the bank and waiting in a queue for 20 minutes at a time. I could simply send a message and receive a quick response, which I could reply to at my convenience—very handy when you’re trying to run a business.

Another bonus was being introduced to top-tier lenders that specialise in equipment finance for my industry, which may be useful in the future.

I would give 6 stars if possible.
Spa Repair Man profile pictureSpa Repair Man
00:44 20 Jan 26
Thank you, Flynn, for all your exceptional work. From the very beginning to the final step, the entire process was incredibly smooth and efficient.

Flynn took care of every detail meticulously, allowing me to focus on other things. The only task I needed to handle was signing the contracts, which made the experience stress-free and straightforward.

I ended up purchasing a brand new car, and I couldn't be more satisfied with the outstanding level of service I received. Flynn's professionalism and dedication truly made a difference, ensuring that everything was handled seamlessly. The attention to detail and commitment to customer satisfaction were evident throughout the entire journey, making it a memorable and positive experience.
Luke Speerin profile pictureLuke Speerin
05:53 19 Jan 26
I had the best experience. Honestly, ask for Simon...you won't regret it. He found a loan product that I was told 'didn't exist' by another competing broker. He worked hard to find me my loan ....with the exact terms I needed/asked for. If it wasn't for him, I wouldn't have found the finance I needed. Top shelf. 10/10
Alex Saxby profile pictureAlex Saxby
04:00 14 Jan 26
My husband and I required a carloan to purchase a new vehicle and were passed on Dealify's details from a friend.
Hayden was extremely efficient, communicative and made the whole process seamless and stressfree.
We were so happy with the service that we received and the final outcome.
Would 100% recommend Hayden and Dealify for any of your loan requirements!
madison downie profile picturemadison downie
07:18 13 Jan 26
Could not be happier with the experience I had with Hayden, I had my loan approved and a brand new car within a week (would have been even sooner but Hayden had a massive hand in helping me find the perfect car at a great price) Hayden was so quick to respond to the many questions I had and made the process so seamless. Thank you!!!!
Mitchell Romer profile pictureMitchell Romer
05:36 29 Dec 25
Dartagnan profile pictureDartagnan
03:22 24 Dec 25
Adam was amazing!
Easy process and these guys were extremely help full. Will defiantly use Dealify again 100%

* update*

Adam has organised three loans for us now, couldn’t be happier with this level of service and how easy he made everything.
Christopher Budd profile pictureChristopher Budd
03:49 23 Dec 25
Very helpful professionals, hassle free and easy process. Highly recommend getting in touch with them for finance.
Thanks Simon for all your help!
Peter North profile picturePeter North
04:49 22 Dec 25
Super quick approval, didn’t need to show financials. Adam was very helpful with no hassle
Milos Botoric profile pictureMilos Botoric
19:39 19 Dec 25
Emma Bethell-Slow profile pictureEmma Bethell-Slow
05:54 05 Dec 25
Maddy from Dealify was fantastic. She said she could process the whole thing in 24 hours and she did. 5 stars for communication and follow through. Such a pleasant person as well. I will definately use them again. Really great experience.
Gary profile pictureGary
00:55 10 Nov 25
The process was smooth and effortless. Really friendly and helpful all the way and set me up with a 3rd party who spoke with dealers on my behalf and got a great deal with extras with my truck. Highly recommend to use them. Thanks to Maddy for all of your help.
Daniel Davis profile pictureDaniel Davis
23:01 30 Oct 25
I highly recommend Rheana White from Dealify. She went above and beyond, making the whole process an absolute breeze from start to finish. I'd previously spent over three months dealing with another company that made everything difficult and wouldn't offer nearly enough to buy a proper work ute. I gave them the flick and I’m so glad I did!

Honestly, don’t bother going anywhere else, just go straight to Dealify and ask for Rheana, and you’ll be sorted.

She even organised my comprehensive insurance at a fraction of the price I could get it for.

If I could give 6 starts I would! 10/10 service. Ill be back when its time to upgrade.

Daniel Davis
AutoShine Childers pty ltd
Lisa Nguyen profile pictureLisa Nguyen
22:54 26 Oct 25
Just wanted to come on here and say I had such a positive experience with Hayden at dealify. From start to finish, the process was absolutely seamless — everything was clearly explained, and each step was handled with professionalism and care. What really stood out to me was their patience and understanding throughout the entire process. They took the time to answer all my questions and made sure I felt comfortable before proceeding.

I highly recommend them to anyone looking for smooth and stress-free financial experience.
Diego Ovalles profile pictureDiego Ovalles
03:05 24 Sep 25
I received excellent service from Dealify, especially from Madelyne Pegler. I usually take my time to research and compare the best options in the market, and without a doubt, Dealify was the right choice.

Madelyne was professional, attentive, and went the extra mile to make the whole process smooth and stress-free. I am 100% satisfied and more than happy with the service I received.

Highly recommended for anyone looking for a reliable and trustworthy company!
Tim Bell profile pictureTim Bell
00:29 15 Nov 24
Awesome service
Matt Hay profile pictureMatt Hay
05:15 08 Nov 24
I highly recommend Dealify. Hayden made the whole process very easy from start to settlement. Quick and effective service. Very knowledgeable and helpful with any questions we had
Hayley Dibley profile pictureHayley Dibley
07:52 05 Nov 24
Hayden is fabulous and goes above and beyond every time. He will make sure he gets you the best deal and make the process as easy as possible. I always go back to Hayden each time!
Rayhan Siddike profile pictureRayhan Siddike
00:53 29 Oct 24
Great service, Ask for Paula she is the best
hayley britton profile picturehayley britton
08:31 25 Oct 24
Hayden was incredibly helpful and kind. Would 100% Recommend Dealify.
Rita Losurdo profile pictureRita Losurdo
03:05 18 Oct 24
Adam Penman went above and beyond to help us with our finance. He meticulously kept us up to date with the whole process and never flawed in any way. He has earned our trust and business from now on. Made sure he found us the right fit for us, Just an absolute pleasure to deal with, full of knowledge and experience. Highly recommend Adam to anyone whom requires a professional and efficient service.
Beau Wilzig profile pictureBeau Wilzig
07:08 15 Oct 24
I dealt with Maddy from Dealify, was definitely an easy fast process and this was from the fast response times along with the willingness to work with me along with suited times, was no pressure, very friend real human experience will definitely have no issues recommending this company and their team.
I appreciate all the assistance I received to make this process smooth and stress free
Michala Webster profile pictureMichala Webster
23:35 13 Oct 24
Highly recommend Adam Penman from dealify!
He was great with helping us get our caravan!
He got us exactly what we wanted within our budget. Adam was there every step of the way and made the process a breeze, always easy to communicate with Everytime we needed him! Thanks Adam!
Venkanna Gurram profile pictureVenkanna Gurram
00:33 07 Oct 24
Tim Richardson profile pictureTim Richardson
05:19 01 Oct 24
I had an awesome experience with Dealify. Hayden went above and beyond to keep me informed of the process. It was a pleasure working with him. I look forward to working them in the future.
Definitely recommend the extended Dealify Team.
Jeremy Farr profile pictureJeremy Farr
01:43 20 Sep 24
Sandra Trappel profile pictureSandra Trappel
06:09 04 Sep 24
Rob was amazing. He kept us up-to-date the whole way through. He went above and beyond. We couldn't of asked for a better broker.
Kiara Wright profile pictureKiara Wright
03:14 02 Apr 24
I’ve been dealing with Hayden over the past few months and his customer service was exceptional, from the minute I got in contact with him about the loan for my new car, to now where everything is being finalised. He was always checking in and on top of everything. I can’t recommend him enough. Thanks Hayden!
Mark Nelson profile pictureMark Nelson
06:16 05 Dec 23
Just completed our loan arrangements today. Hayden from Dealify was very helpful throughout the whole process. Very attentive and willing to help wherever he could. The rates were very competitive and he listened to what we required and delivered. Early days concerning the actual loan period, but happy with how things have gone so far. Would recommend and would use again if required.
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