Looking for Newcastle's lowest rate boat finance?

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Today's lowest rate
6.14%

Comparison rate
6.89%*.

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Boat finance in Newcastle

Want an easier way to spend your weekends on the water at Lake Macquarie? Whether you want to snorkel at Swansea, have a peaceful day on the Sand Islands at Naru, explore Pulbah or get out to the best fishing spots, having your own boat gives you the freedom to see the best of the lake on your own terms.

Navigating the loan market can be a touch trickier than navigating the open waters, which is where we come in. Our team of brokers on Darby Street have been helping people in Newcastle get boat loans since 2015. Get a free quote online or call 1300 28 57 67 to speak to someone who can help you through the process. 

Want to get an idea of what your repayments might be? Head over to our boat loan repayment calculator.  

Compare & Save With 50+ Lenders

Compare & Save With 50+ Lenders

Compare loans from more than 50 well-known and trusted lenders. Rest assured we will help you save time and money by doing all the hard work for you. 

Guaranteed Low Rates

Guaranteed Low Rates

If you happen to find a lower rate from a lender on our panel of lenders we will happily pay the difference in interest payable. Terms and Conditions Apply. 
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Fast & Easy Approvals

Fast & Easy Approvals

It’s our mission to have you approved as quickly as possible. Most of the time, we’re able to have our clients approved within 1 hour.

Protect Your Credit Score

Protect Your Credit Score

Too many credit enquiries can harm your credit score and lower your chances of approval. We protect your credit score by matching you to the right lender the first time. 

Why work with DEALIFY

Based on Newcastle’s Darby Street, our award-winning loan brokers make it easy for you to get boat finance. We’ve built a strong network of lenders to make sure we can get you the best deal, no matter what your financial situation is like. We make it our goal to get the best boat loans for anyone in Newcastle. 

Need money for something else? We can also help with car loans in Newcastle and caravan loans in Newcastle.

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Award-winning team

Newcastle based

You deserve choice!

Our award-winning team will compare loans for you from more than 50 lenders.

Logos of popular home lenders in Australia.

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Loan Amount Required

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Length of Loan

Requested Rate

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Repayment Frequency

Balloon

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Your loan summary:

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Total interest payable: ?
Balloon: ?
Total amount payable: ?

Frequently asked questions

A residual (balloon) payment is an arrangement where you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe. 

Yes, you can. Lenders often price their interest rates based on how “risky” your profile is. So having bad credit may increase your interest rates but it is possible. Some lenders specialise in bad credit loans.

Most of the time, you will only need the following documents to apply for a car loan:

  • Proof of ID (drivers license, Medicare card etc)
  • Evidence of income (recent pay slip)

We help self-employed applicants everyday.

If you’re buying a new vehicle for your business you may have options such as a low doc chattel mortgage. If you’re purchasing a car for personal use, we will usually only need a recent tax return to prove your income.

We’ll make sure this process is as stress free as possible for you.

Not at all. We take care of gathering any information needed directly from the seller. This is a quick and easy process and purchasing privately can sometimes save you money on your purchase.

We are always upfront with the fees and charges involved with each lender and using our services.

Each lender has different early termination policies. We have plenty of lenders that do not charge a fee at all. If having no early termination fees is important to you, please let us know and we’ll make sure you’re matched with a suitable lender.

Who we are

A boat sits moored on the water.

Dealify Australia is a family-owned business based in Newcastle, NSW. We help everyday Novocastrians and businesses get the finance they need to buy boats, yachts and anything else they need to get out on the water. 

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hear from our BOAT FINANCE clients

Dealify - Car Loan Finance Newcastle
Dealify - Car Loan Finance Newcastle
5.0
Based on 186 reviews
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review us on
Tim BellTim Bell
00:29 15 Nov 24
Awesome service
Matt HayMatt Hay
05:15 08 Nov 24
I highly recommend Dealify. Hayden made the whole process very easy from start to settlement. Quick and effective service. Very knowledgeable and helpful with any questions we had
Hayley DibleyHayley Dibley
07:52 05 Nov 24
Hayden is fabulous and goes above and beyond every time. He will make sure he gets you the best deal and make the process as easy as possible. I always go back to Hayden each time!
Rayhan SiddikeRayhan Siddike
00:53 29 Oct 24
Great service, Ask for Paula she is the best
hayley brittonhayley britton
08:31 25 Oct 24
Hayden was incredibly helpful and kind. Would 100% Recommend Dealify.
Rita LosurdoRita Losurdo
03:05 18 Oct 24
Adam Penman went above and beyond to help us with our finance. He meticulously kept us up to date with the whole process and never flawed in any way. He has earned our trust and business from now on. Made sure he found us the right fit for us, Just an absolute pleasure to deal with, full of knowledge and experience. Highly recommend Adam to anyone whom requires a professional and efficient service.
Beau WilzigBeau Wilzig
07:08 15 Oct 24
I dealt with Maddy from Dealify, was definitely an easy fast process and this was from the fast response times along with the willingness to work with me along with suited times, was no pressure, very friend real human experience will definitely have no issues recommending this company and their team.I appreciate all the assistance I received to make this process smooth and stress free
Michala WebsterMichala Webster
23:35 13 Oct 24
Highly recommend Adam Penman from dealify!He was great with helping us get our caravan!He got us exactly what we wanted within our budget. Adam was there every step of the way and made the process a breeze, always easy to communicate with Everytime we needed him! Thanks Adam!
Venkanna GurramVenkanna Gurram
00:33 07 Oct 24
Tim RichardsonTim Richardson
05:19 01 Oct 24
I had an awesome experience with Dealify. Hayden went above and beyond to keep me informed of the process. It was a pleasure working with him. I look forward to working them in the future.Definitely recommend the extended Dealify Team.
Jeremy FarrJeremy Farr
01:43 20 Sep 24
Sandra TrappelSandra Trappel
06:09 04 Sep 24
Rob was amazing. He kept us up-to-date the whole way through. He went above and beyond. We couldn't of asked for a better broker.
Kiara WrightKiara Wright
03:14 02 Apr 24
I’ve been dealing with Hayden over the past few months and his customer service was exceptional, from the minute I got in contact with him about the loan for my new car, to now where everything is being finalised. He was always checking in and on top of everything. I can’t recommend him enough. Thanks Hayden!
Mark NelsonMark Nelson
06:16 05 Dec 23
Just completed our loan arrangements today. Hayden from Dealify was very helpful throughout the whole process. Very attentive and willing to help wherever he could. The rates were very competitive and he listened to what we required and delivered. Early days concerning the actual loan period, but happy with how things have gone so far. Would recommend and would use again if required.
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