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Today's lowest rate
5.94%
Comparison rate
6.49%*.
5.94%
Comparison rate
6.49%*.
Car finance in Newcastle
Looking for a new car? Whether it’s for personal or business use, Dealify can help you get a car loan quickly and easily. Our team of brokers on Darby Street have been helping people in Newcastle get car loans since 2015. Get a free quote online or call 1300 28 57 67 to speak to someone who can help you through the process.Â
Want to get an idea of what your repayments might be? Head over to our car loan repayment calculator. Â
Why work with DEALIFY
Based in the heart of Newcastle, our team of licensed finance brokers take the hassle out of getting car finance. We know that the Australian lending market is highly complex, but we also know why. There’s a huge range of lenders and products available, and our brokers understand how they best work for our customers. It’s that industry knowledge that means we can get the best car loans for anyone in Newcastle.Â
We’ll take the time to understand your needs before recommending a suitable loan and lender for you. We’ll also help you with your application, guiding you from start to finish, making the whole thing as easy as possible for you.
Looking to buy something else? We can also help with boat loans in Newcastle and caravan loans in Newcastle.
We're always available
Award-winning team
australia based
You deserve the best choice
Our broking team has a panel of more than 50 lenders to make sure we can get you the best finance deal, quickly and easily.
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Loan Types explained
Frequently asked questions
Secured car loans provide lenders with the right to repossess your car if you don’t make your loan repayments. They therefore lower your lender’s risk. Unsecured loans on the other hand don’t provide any security to the lender. Lenders therefore charge higher interest rates on unsecured loans to compensate them for the increased risk.
A chattel mortgage is a secured car loan for business vehicles. Unlike a lease or hire purchase arrangement, you take ownership of the vehicle immediately.
However, if you don’t make your chattel mortgage repayments, your lender can repossess your vehicle and sell it to recover the amount you owe.
A residual (balloon) payment is an arrangement where you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe.Â
Yes, you can. Lenders often price their interest rates based on how “risky” your profile is. So having bad credit may increase your interest rates but it is possible. Some lenders specialise in bad credit loans. We have more than 50 lenders on our panel so can help you with this.
Most of the time, you will only need the following documents to apply for a car loan:
- Proof of ID (drivers license, Medicare card etc)
- Evidence of income (recent pay slip)
We help self employed applicants everyday.
If you’re buying a new vehicle for your business you may have options such as a low doc chattel mortgage. If you’re purchasing a car for personal use, we will usually only need a recent tax return to prove your income.
We’ll make sure this process is as stress free as possible for you.
Of course. We have finance options available for both new and used car purchases.
Not at all. We take care of gathering any information needed directly from the seller. This is a quick and easy process and purchasing privately can sometimes save you money on your purchase.
We are always upfront with the fees and charges involved with each lender and using our services.
Each lender has different early termination policies. We have plenty of lenders that do not charge a fee at all. If having no early termination fees is important to you, please let us know and we’ll make sure you’re matched with a suitable lender.
Yes, our head office is based in Newcastle’s Cooks Hill. You’ll find us just off Darby Street, up by the gallery.Â
Who we are
Dealify Australia is an asset finance brokerage based in New South Wales. We help everyday Aussies and business owners to organise the best loans for cars, utes, trucks, boats and more.Â
hear from our Car Finance clients
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