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Today's lowest rate
5.94%

Comparison rate
6.49%*.

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Compare & Save With 50+ Lenders

Compare & Save With 50+ Lenders

Compare loans from over 50 well-known and trusted lenders. Rest assured we will help you save time and money by doing all the hard work for you. 

Guaranteed Low Rates

Guaranteed Low Rates

If you happen to find a lower rate from a lender on our panel of lenders we will happily pay the difference in interest payable. Terms and Conditions Apply. 

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Fast & Easy Approvals

Fast & Easy Approvals

It’s our mission to have you approved as quickly as possible. Most of the time, we’re able to have our clients approved within 1 hour.

Protect Your Credit Score

Protect Your Credit Score

Too many credit enquiries can harm your credit score and lower your chances of approval. We protect your credit score by matching you to the right lender the first time. 

Why work with us

Our team of licensed finance brokers take the hassle out of getting a loan. The Australian lending market is highly complex. There is a huge range of lenders and products available. It’s crucial to research the market and get the right loan for your needs. But it’s time-consuming and difficult to do that yourself. That’s where we can help. We manage the entire end to end process for you to make it simple.

Our team of brokers fully understand the market and the lending criteria of different lenders. We’ll take the time to understand your needs before recommending a suitable loan and lender for you.

We have access to more than 50 lenders with interest rates often lower than advertised. Don’t settle for dealership finance when you purchase your next car, caravan, boat or business equipment.

We're available

Award-winning team

Fast approvals

Our services

Whether you’re looking for car, boat, caravan or equipment finance, our award winning team will help you compare loans from more than 50 lenders.

Car Finance

Looking to buy a new or used car? We finance Australia-wide for individuals and businesses.

Boat Finance

Looking to get out on the water? We finance Australia-wide.

Caravan Finance

Looking to get out on the great open road? We finance Australia-wide.

Equipment Finance

Looking for new equipment for your business? We finance Australia-wide.

Who we are

Two people sit at a table in front of paperwork.

Dealify is a family-owned business based in Newcastle, NSW. We service clients Australia-wide. We help everyday Australians to buy cars, boats, caravans and business equipment. Our industry leading technology helps us make the process simple for you.

You deserve choice

Our award winning team will help you compare car loans from more than 50 lenders. Whether you’re looking to finance a new or used car for personal or business use, we can help you.

  • Fast approvals
  • Low interest rates guaranteed
  • Panel of more than 50 lenders
  • We protect your credit score
  • Obligation-free process
Three people sit at a table. A man and woman shake hands.

Calculate your repayments

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Frequently Asked Questions

Secured car loans provide lenders with the right to repossess your car if you don’t make your loan repayments. They therefore lower your lender’s risk. Unsecured loans on the other hand don’t provide any security to the lender. Lenders therefore charge higher interest rates on unsecured loans to compensate them for the increased risk.

A novated car lease is a three-way arrangement between your employer, a finance company and you. Your employer deducts the monthly lease payment (which includes the purchase price and running costs) from your pre-tax pay as part of a salary sacrificing arrangement. You therefore are using pre-tax dollars to pay for your car, and you pay less income tax.

A chattel mortgage is a secured car loan for business vehicles. Unlike a lease or hire purchase arrangement, you take ownership of the vehicle immediately. However, if you don’t make your chattel mortgage repayments, your lender can repossess your vehicle and sell it to recover the amount you owe.

A residual (balloon) payment is an arrangement whereby you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe.

Yes, you can save tax by writing off the cost of business vehicles under the instant asset write-off scheme provided that the cost of each vehicle falls within a set threshold. The threshold is $200,000 until 30 June 2025.

Yes you can. Paying too much on your current loan? Don’t stress, we can help you refinance your existing loan into a competitive product that meets your needs and puts money back into your pocket. Get a quote today to see if we can help.

Dealify - Car Loan Finance Newcastle place picture
5.0
Based on 287 reviews
powered by Google
Mitchell Romer profile pictureMitchell Romer
05:36 29 Dec 25
Dartagnan profile pictureDartagnan
03:22 24 Dec 25
Adam was amazing!
Easy process and these guys were extremely help full. Will defiantly use Dealify again 100%

* update*

Adam has organised three loans for us now, couldn’t be happier with this level of service and how easy he made everything.
Christopher Budd profile pictureChristopher Budd
03:49 23 Dec 25
Very helpful professionals, hassle free and easy process. Highly recommend getting in touch with them for finance.
Thanks Simon for all your help!
Peter North profile picturePeter North
04:49 22 Dec 25
Super quick approval, didn’t need to show financials. Adam was very helpful with no hassle
Milos Botoric profile pictureMilos Botoric
19:39 19 Dec 25
Emma Bethell-Slow profile pictureEmma Bethell-Slow
05:54 05 Dec 25
Maddy from Dealify was fantastic. She said she could process the whole thing in 24 hours and she did. 5 stars for communication and follow through. Such a pleasant person as well. I will definately use them again. Really great experience.
Gary profile pictureGary
00:55 10 Nov 25
The process was smooth and effortless. Really friendly and helpful all the way and set me up with a 3rd party who spoke with dealers on my behalf and got a great deal with extras with my truck. Highly recommend to use them. Thanks to Maddy for all of your help.
Daniel Davis profile pictureDaniel Davis
23:01 30 Oct 25
I highly recommend Rheana White from Dealify. She went above and beyond, making the whole process an absolute breeze from start to finish. I'd previously spent over three months dealing with another company that made everything difficult and wouldn't offer nearly enough to buy a proper work ute. I gave them the flick and I’m so glad I did!

Honestly, don’t bother going anywhere else, just go straight to Dealify and ask for Rheana, and you’ll be sorted.

She even organised my comprehensive insurance at a fraction of the price I could get it for.

If I could give 6 starts I would! 10/10 service. Ill be back when its time to upgrade.

Daniel Davis
AutoShine Childers pty ltd
Lisa Nguyen profile pictureLisa Nguyen
22:54 26 Oct 25
Just wanted to come on here and say I had such a positive experience with Hayden at dealify. From start to finish, the process was absolutely seamless — everything was clearly explained, and each step was handled with professionalism and care. What really stood out to me was their patience and understanding throughout the entire process. They took the time to answer all my questions and made sure I felt comfortable before proceeding.

I highly recommend them to anyone looking for smooth and stress-free financial experience.
Diego Ovalles profile pictureDiego Ovalles
03:05 24 Sep 25
I received excellent service from Dealify, especially from Madelyne Pegler. I usually take my time to research and compare the best options in the market, and without a doubt, Dealify was the right choice.

Madelyne was professional, attentive, and went the extra mile to make the whole process smooth and stress-free. I am 100% satisfied and more than happy with the service I received.

Highly recommended for anyone looking for a reliable and trustworthy company!
Tim Bell profile pictureTim Bell
00:29 15 Nov 24
Awesome service
Matt Hay profile pictureMatt Hay
05:15 08 Nov 24
I highly recommend Dealify. Hayden made the whole process very easy from start to settlement. Quick and effective service. Very knowledgeable and helpful with any questions we had
Hayley Dibley profile pictureHayley Dibley
07:52 05 Nov 24
Hayden is fabulous and goes above and beyond every time. He will make sure he gets you the best deal and make the process as easy as possible. I always go back to Hayden each time!
Rayhan Siddike profile pictureRayhan Siddike
00:53 29 Oct 24
Great service, Ask for Paula she is the best
hayley britton profile picturehayley britton
08:31 25 Oct 24
Hayden was incredibly helpful and kind. Would 100% Recommend Dealify.
Rita Losurdo profile pictureRita Losurdo
03:05 18 Oct 24
Adam Penman went above and beyond to help us with our finance. He meticulously kept us up to date with the whole process and never flawed in any way. He has earned our trust and business from now on. Made sure he found us the right fit for us, Just an absolute pleasure to deal with, full of knowledge and experience. Highly recommend Adam to anyone whom requires a professional and efficient service.
Beau Wilzig profile pictureBeau Wilzig
07:08 15 Oct 24
I dealt with Maddy from Dealify, was definitely an easy fast process and this was from the fast response times along with the willingness to work with me along with suited times, was no pressure, very friend real human experience will definitely have no issues recommending this company and their team.
I appreciate all the assistance I received to make this process smooth and stress free
Michala Webster profile pictureMichala Webster
23:35 13 Oct 24
Highly recommend Adam Penman from dealify!
He was great with helping us get our caravan!
He got us exactly what we wanted within our budget. Adam was there every step of the way and made the process a breeze, always easy to communicate with Everytime we needed him! Thanks Adam!
Venkanna Gurram profile pictureVenkanna Gurram
00:33 07 Oct 24
Tim Richardson profile pictureTim Richardson
05:19 01 Oct 24
I had an awesome experience with Dealify. Hayden went above and beyond to keep me informed of the process. It was a pleasure working with him. I look forward to working them in the future.
Definitely recommend the extended Dealify Team.
Jeremy Farr profile pictureJeremy Farr
01:43 20 Sep 24
Sandra Trappel profile pictureSandra Trappel
06:09 04 Sep 24
Rob was amazing. He kept us up-to-date the whole way through. He went above and beyond. We couldn't of asked for a better broker.
Kiara Wright profile pictureKiara Wright
03:14 02 Apr 24
I’ve been dealing with Hayden over the past few months and his customer service was exceptional, from the minute I got in contact with him about the loan for my new car, to now where everything is being finalised. He was always checking in and on top of everything. I can’t recommend him enough. Thanks Hayden!
Mark Nelson profile pictureMark Nelson
06:16 05 Dec 23
Just completed our loan arrangements today. Hayden from Dealify was very helpful throughout the whole process. Very attentive and willing to help wherever he could. The rates were very competitive and he listened to what we required and delivered. Early days concerning the actual loan period, but happy with how things have gone so far. Would recommend and would use again if required.

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