Looking for Australia's Lowest Rate Vehicle Finance for ABN Holders?

Today's lowest rate
6.14%

Comparison rate
6.89%*.

ABN Car and Ute Finance

If you’ve got your own ABN and you’re looking for a car or ute for business purposes, we can help you get the finance you need. Whether you want a new Ford Ranger, Toyota Hilux or something else entirely, ABN finance for your next ute or car can help you get ahead with work. 

Compare & Save With 50+ Lenders

Compare & Save With 50+ Lenders

Compare loans from more than 50 well-known and trusted lenders. Rest assured we will help you save time and money by doing all the hard work for you. 

Guaranteed Low Rates

Guaranteed Low Rates

If you happen to find a lower rate from a lender on our panel of lenders we will happily pay the difference in interest payable. Terms and Conditions Apply. 

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Fast & Easy Approvals

Fast & Easy Approvals

It’s our mission to have you approved as quickly as possible. Most of the time, we’re able to have our clients approved within 1 hour.

Protect Your Credit Score

Protect Your Credit Score

Too many credit enquiries can harm your credit score and lower your chances of approval. We protect your credit score by matching you to the right lender the first time. 

Why work with Dealify

Gaining finance as a business owner can be stressful and time consuming. Some lenders will make you jump through hoops to prove that you can afford a new car or ute instead of using a common sense approach. We’ve learnt you can’t really use the ‘common sense’ and ‘banks’ in the same sentence, though.

Luckily, not all lenders are as painful as this. We have access to a large panel of lenders that don’t need any financials at all depending on the purchase price. Our team of finance experts will match you with a lender that best suits your situation. 

So in short, we’re your dedicated ABN car finance experts. We’ll make your next purchase an enjoyable one, not a stressful one. 

We can finance both private and dealer sales and new or used. Best of all, we can get you approved most of the time within 1 hour.

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Award-winning team

Fast approvals

You deserve choice!

Our award winning team will help you compare loans from more than 50 lenders.

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Loan Amount Required

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Repayment Frequency

Balloon

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Total interest payable: ?
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Loan Types explained

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Car leases

  • Tax-deductible rental option for business vehicles.
  • Option to buy or take another lease at the end of your lease term.
  • Can lower your repayments by applying a residual payment.
A man on his phone sits in a car.

Novated car leases

  • A three-way arrangement between your employer, a finance company and you.
  • Pay no GST on your new car, saving you 10% on the purchase price!
  • Finance the purchase price and running costs of your car.
  • A great salary packaging option to pay less income tax each pay!
  • Flexible loan terms of 1 to 5 years to suit your specific situation.
A woman stands by a car while a man crouches and inspects the front tyre.

Personal (unsecured) car loans

  • No security required!
  • An option for older or lower-value cars.
  • Flexible loan terms of 1 to 7 years to suit your specific situation.
A woman shows a car to a man.

Secured car loans

  • Use your new boat or other asset as security to get a great interest rate!
  • Flexible loan terms of 1 to 7 years to suit your specific situation.
A pile of gold coins between a calculator and a model of a car.

Chattel Mortgages

  • Secured loans for business vehicles.
  • Claim the 10% GST on the purchase price on your Business Activity Statement (BAS).
  • Tax-deductible repayments.
  • Can lower your repayments by applying a residual payment.
Two people laugh. The woman is handing over car keys to the man.

Commercial hire purchase

  • Hire purchase alternative to leasing business vehicles.
  • Full ownership at the end of the loan term.
  • Can lower your repayments by applying a residual payment.
  • Claim the 10% GST on the purchase price on your Business Activity Statement (BAS).
  • Flexible loan terms of 1 to 5 years to suit your specific situation.

Frequently asked questions

Secured car loans provide lenders with the right to repossess your car if you don’t make your loan repayments. They therefore lower your lender’s risk. Unsecured loans on the other hand don’t provide any security to the lender. Lenders therefore charge higher interest rates on unsecured loans to compensate them for the increased risk.

A novated car lease is a three-way arrangement between your employer, a finance company and you. Your employer deducts the monthly lease payment (which includes the purchase price and running costs) from your pre-tax pay as part of a salary sacrificing arrangement. You therefore are using pre-tax dollars to pay for your car, and you pay less income tax.

A chattel mortgage is a secured car loan for business vehicles. Unlike a lease or hire purchase arrangement, you take ownership of the vehicle immediately.

However, if you don’t make your chattel mortgage repayments, your lender can repossess your vehicle and sell it to recover the amount you owe.

A residual (balloon) payment is an arrangement whereby you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe. 

Yes, you can save tax by writing off the cost of business vehicles under the instant asset write-off scheme provided that the cost of each vehicle falls within a set threshold. The threshold is $150,000 until December 31, 2020.

Yes, as long as you’re primarily using the vehicle for work reasons, we can help you get financing for a ute, car, truck or whatever you need. 

Who we are

A close up of a man handing over car keys to a woman.

Dealify Australia is a family-owned business based in Newcastle, NSW, but services clients Australia-wide. We help everyday Australians and businesses to buy just about anything with wheels, tracks or a serial number. 

hear from our Car Finance clients

Tim BellTim Bell
00:29 15 Nov 24
Awesome service
Matt HayMatt Hay
05:15 08 Nov 24
I highly recommend Dealify. Hayden made the whole process very easy from start to settlement. Quick and effective service. Very knowledgeable and helpful with any questions we had
Hayley DibleyHayley Dibley
07:52 05 Nov 24
Hayden is fabulous and goes above and beyond every time. He will make sure he gets you the best deal and make the process as easy as possible. I always go back to Hayden each time!
Rayhan SiddikeRayhan Siddike
00:53 29 Oct 24
Great service, Ask for Paula she is the best
hayley brittonhayley britton
08:31 25 Oct 24
Hayden was incredibly helpful and kind. Would 100% Recommend Dealify.
Rita LosurdoRita Losurdo
03:05 18 Oct 24
Adam Penman went above and beyond to help us with our finance. He meticulously kept us up to date with the whole process and never flawed in any way. He has earned our trust and business from now on. Made sure he found us the right fit for us, Just an absolute pleasure to deal with, full of knowledge and experience. Highly recommend Adam to anyone whom requires a professional and efficient service.
Beau WilzigBeau Wilzig
07:08 15 Oct 24
I dealt with Maddy from Dealify, was definitely an easy fast process and this was from the fast response times along with the willingness to work with me along with suited times, was no pressure, very friend real human experience will definitely have no issues recommending this company and their team.I appreciate all the assistance I received to make this process smooth and stress free
Michala WebsterMichala Webster
23:35 13 Oct 24
Highly recommend Adam Penman from dealify!He was great with helping us get our caravan!He got us exactly what we wanted within our budget. Adam was there every step of the way and made the process a breeze, always easy to communicate with Everytime we needed him! Thanks Adam!
Venkanna GurramVenkanna Gurram
00:33 07 Oct 24
Tim RichardsonTim Richardson
05:19 01 Oct 24
I had an awesome experience with Dealify. Hayden went above and beyond to keep me informed of the process. It was a pleasure working with him. I look forward to working them in the future.Definitely recommend the extended Dealify Team.
Jeremy FarrJeremy Farr
01:43 20 Sep 24
Sandra TrappelSandra Trappel
06:09 04 Sep 24
Rob was amazing. He kept us up-to-date the whole way through. He went above and beyond. We couldn't of asked for a better broker.
Kiara WrightKiara Wright
03:14 02 Apr 24
I’ve been dealing with Hayden over the past few months and his customer service was exceptional, from the minute I got in contact with him about the loan for my new car, to now where everything is being finalised. He was always checking in and on top of everything. I can’t recommend him enough. Thanks Hayden!
Mark NelsonMark Nelson
06:16 05 Dec 23
Just completed our loan arrangements today. Hayden from Dealify was very helpful throughout the whole process. Very attentive and willing to help wherever he could. The rates were very competitive and he listened to what we required and delivered. Early days concerning the actual loan period, but happy with how things have gone so far. Would recommend and would use again if required.
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