Looking for Australia's Lowest Rate Vehicle Finance for ABN Holders?
- Approvals within 1 hour
- Lowest rate and repayments – Guaranteed
- We protect your credit score
- Panel of more than 50 trusted lenders
Today's lowest rate
6.14%
Comparison rate
6.89%*.
Today's lowest rate
6.14%
Comparison rate
6.89%*.
ABN Car and Ute Finance
If you’ve got your own ABN and you’re looking for a car or ute for business purposes, we can help you get the finance you need. Whether you want a new Ford Ranger, Toyota Hilux or something else entirely, ABN finance for your next ute or car can help you get ahead with work.Â
Compare & Save With 50+ Lenders
Compare & Save With 50+ Lenders
Compare loans from more than 50 well-known and trusted lenders. Rest assured we will help you save time and money by doing all the hard work for you.Â
Guaranteed Low Rates
Guaranteed Low Rates
If you happen to find a lower rate from a lender on our panel of lenders we will happily pay the difference in interest payable. Terms and Conditions Apply.Â
Fast & Easy Approvals
Fast & Easy Approvals
It’s our mission to have you approved as quickly as possible. Most of the time, we’re able to have our clients approved within 1 hour.
Protect Your Credit Score
Protect Your Credit Score
Too many credit enquiries can harm your credit score and lower your chances of approval. We protect your credit score by matching you to the right lender the first time.Â
Why work with Dealify
Gaining finance as a business owner can be stressful and time consuming. Some lenders will make you jump through hoops to prove that you can afford a new car or ute instead of using a common sense approach. We’ve learnt you can’t really use the ‘common sense’ and ‘banks’ in the same sentence, though.
Luckily, not all lenders are as painful as this. We have access to a large panel of lenders that don’t need any financials at all depending on the purchase price. Our team of finance experts will match you with a lender that best suits your situation.Â
So in short, we’re your dedicated ABN car finance experts. We’ll make your next purchase an enjoyable one, not a stressful one.Â
We can finance both private and dealer sales and new or used. Best of all, we can get you approved most of the time within 1 hour.
- No Financials Required
- 1 Day ABN Accepted
- No Deposit Required
We're available
Award-winning team
Fast approvals
You deserve choice!
Our award winning team will help you compare loans from more than 50 lenders.
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Loan Types explained
Novated car leases
- A three-way arrangement between your employer, a finance company and you.
- Pay no GST on your new car, saving you 10% on the purchase price!
- Finance the purchase price and running costs of your car.
- A great salary packaging option to pay less income tax each pay!
- Flexible loan terms of 1 to 5 years to suit your specific situation.
Commercial hire purchase
- Hire purchase alternative to leasing business vehicles.
- Full ownership at the end of the loan term.
- Can lower your repayments by applying a residual payment.
- Claim the 10% GST on the purchase price on your Business Activity Statement (BAS).
- Flexible loan terms of 1 to 5 years to suit your specific situation.
Frequently asked questions
Secured car loans provide lenders with the right to repossess your car if you don’t make your loan repayments. They therefore lower your lender’s risk. Unsecured loans on the other hand don’t provide any security to the lender. Lenders therefore charge higher interest rates on unsecured loans to compensate them for the increased risk.
A novated car lease is a three-way arrangement between your employer, a finance company and you. Your employer deducts the monthly lease payment (which includes the purchase price and running costs) from your pre-tax pay as part of a salary sacrificing arrangement. You therefore are using pre-tax dollars to pay for your car, and you pay less income tax.
A chattel mortgage is a secured car loan for business vehicles. Unlike a lease or hire purchase arrangement, you take ownership of the vehicle immediately.
However, if you don’t make your chattel mortgage repayments, your lender can repossess your vehicle and sell it to recover the amount you owe.
A residual (balloon) payment is an arrangement whereby you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe.Â
Yes, you can save tax by writing off the cost of business vehicles under the instant asset write-off scheme provided that the cost of each vehicle falls within a set threshold. The threshold is $150,000 until December 31, 2020.
Yes, as long as you’re primarily using the vehicle for work reasons, we can help you get financing for a ute, car, truck or whatever you need.Â
Who we are
Dealify Australia is a family-owned business based in Newcastle, NSW, but services clients Australia-wide. We help everyday Australians and businesses to buy just about anything with wheels, tracks or a serial number.Â