Farm Equipment Finance

We’re here to save you time, money, and simplify the entire process.

We understand agricultural business and farm equipment financing as deeply as you know how to run your farm. With strong connections to a wide range of lenders, you gain access to the best rates in the market, while we smooth out the application process to ensure it’s as effortless as possible.

By making enquiries early on, we avoid harming your credit score whilst maximising your chance of approval so you save time, and money!

Our pre-approval process is free. It doesn’t require any further commitment on your part, you simply know how much you can access to grow your farm business. By gaining pre-approval, you ensure you have a farm equipment finance solution before you move on to purchase in place before you move on to purchase.

Absolutely! Shiny new equipment is expensive, and you’ve sourced an ol’ faithful with your name on it, we’ll ensure the finance is there to bring it home, with a great rate too.

Your chosen farming equipment can be purchased privately or through a licensed dealership. We’ll find the perfect financing solution to secure your new tractor, irrigator, harvester, baler, sprayer or whatever else you’re looking to purchase.

A chattel mortgage, also known as a goods loan, is a secured loan. It’s used to purchase an item of movable personal property, such as, for instance, a piece of farming equipment. Unlike in a lease or hire purchase arrangement, with a chattel mortgage, you immediately take ownership of the vehicle. It’s one of the many financing solutions we can arrange to support your individual needs.

Business financing arrangements are usually for equipment used predominantly for a business. We can work with your accountant to ensure the financing solution matches your needs whether it is for a hobby farm or a large scale agricultural business.

Yes. We have a solution if you are paying too much on your current farm equipment loan. We will help you refinance your existing loan into a competitive product that meets your needs and puts money back into your pocket.

A balloon payment is an arrangement whereby you make lower repayments during your loan term with a larger final repayment to entirely repay the amount you owe.

Secured loans give lenders the right to repossess the machines if you don’t repay your loan. This agreement lowers the lender’s risk. Since unsecured loans don’t provide a lender with this kind of security, lenders charge higher interest rates for unsecured loans.

We can assist with finance solutions for all types of farming equipment you may want to purchase. So whether you are about to buy a harvester, swather, baler, trimmer, or pumps, irrigators or mowers we are here to provide the perfect finance solution.

We are available 24 hours a day to ensure your farm equipment financing process is easy and accessible. We also help you reduce unnecessary paperwork! First, we want to hear about your needs and your financial position. Then, we match you with the best lender and financing solution for you. Once approved, you can pick up your new purchase. It’s that simple! Contact us at 1300 28 57 67, through approvals@dealify.au, or get your free online quote by completing the form on this page

We understand how agriculture business works and have access to low-doc finance offers from our lenders if that’s the most appropriate option to secure your approval. We will ask the right questions to understand your business and secure your financing approval as painlessly as possible!

You can finance a single piece of equipment or a few units at once. Some banks and lenders may require a deposit, or lend 100% of the purchase price. Once we know your financial position and plans for purchase, we will figure out your maximum financing potential and work on the best strategy to obtain the amount you require.

Each customer is different, has different experiences and needs, and comes in with an individual financial position. At Dealify, we find a perfectly matched lender to provide finance for the farm equipment you need for your enterprise. 

We have access to some of the lowest interest rates available! Such market-leading, low-interest rates provide us with a lot of flexibility in finding the perfect solution for you, at the lowest cost possible.

Complete the enquiry form at the top of this page, and you’ll be approved for your earth moving equipment finance in no time at all.