Earth Moving Equipment Finance

We know how to handle earth moving equipment finance. Understanding the industry and your business, translates to a smooth process and a high approval rate for you.

Together, we make the application process as effortless as possible while giving you access to the lowest interest rates and most favourable terms on the market!

We put your needs first – there is no impact to credit scores for making an enquiry so you know exactly what to expect, with no risk to you or your business.

Our pre-approval process is free. It doesn’t require any further commitment on your part, you simply know how much you can access to grow your earth moving business. By gaining pre-approval, you ensure you have an earth moving equipment finance solution in place before you move on to purchase.

Absolutely! Shiny new equipment is expensive, and you’ve sourced a reliable second hand machine, we’ll ensure the finance is there to bring it home, with a great rate too.

Your chosen earth moving equipment can be purchased through a licensed dealership, or a private seller. We’ll find the perfect financing solution to secure your chosen skid-steer, dump truck, roller, grader excavator, or whatever else you’re looking to purchase.

A chattel mortgage, also known as a goods loan, is a secured loan. It’s used to purchase an item of movable personal property, such as, for instance, a piece of earth moving equipment. Unlike in a lease or hire purchase arrangement, with a chattel mortgage, you immediately take ownership of the vehicle. It’s one of the many financing solutions we can arrange to support your individual needs.

Thanks to our expertise, and strong relationships with over 45 different lenders, we secure some of the lowest interest rates on the market for all of our clients. Whether you need just one, second-hand skid steer or multiple units for a big contract, we’ll save you time and money.

A balloon payment is an arrangement whereby you make lower repayments during your loan term with a larger final repayment to entirely repay the amount you owe.

Secured loans give lenders the right to repossess the machines if you don’t repay your loan. This agreement lowers the lender’s risk. Since unsecured loans don’t provide a lender with this kind of security, lenders charge higher interest rates for unsecured loans. We strongly recommend secured loans where possible to lower those repayments!

We can assist with finance solutions for all types of earth moving equipment you may want to purchase. Whether you are looking for a roller, excavator, grader, skid-steer, dump truck, loader or anything else, we are here to provide the perfect finance solution.

We are available 24 hours a day to ensure your earth moving equipment financing process is easy and accessible. We also help you reduce unnecessary paperwork! 

First, we want to hear about your needs and your financial position. Then, we match you with the best lender and financing solution for you. 

Once approved, you can pick up your new purchase. It’s that simple! Contact us at 1300 28 57 67, through approvals@dealify.au, or get your free online quote by completing the form on this page.

We understand how earth moving businesses work and have access to low-doc finance offers from our lenders, if that’s the most appropriate option to secure your approval. We will ask the right questions to understand your business and secure your financing approval as painlessly as possible!

Low-doc equipment finance is a commercial lending option used by businesses in many sectors that don’t fit standard lending criteria for a range of reasons. A low-doc loan requires less documentation for earth moving equipment finance, given the business meets specific criteria. We understand what our lenders require and will discuss the best solution to meet your needs, without needing to provide loads of financial information.

You can finance a single piece of equipment or a few units at once. Some banks and lenders may require a deposit, or lend 100% of the purchase price. Once we know your financial position and plans for purchase, we will figure out your maximum financing potential and work on the best strategy to obtain the amount you require.

Each customer is different, has different experiences and needs, and comes in with an individual financial position. At Dealify, we find a perfectly matched lender to provide finance for the earth moving equipment you need for your enterprise. 

We have access to some of the lowest interest rates available! Such market-leading, low-interest rates provide us with a lot of flexibility in finding the perfect solution for you, at the lowest cost possible.

Complete the enquiry form at the top of this page, and you’ll be approved for your earth moving equipment finance in no time at all.