Looking for Australia's Lowest Rate Boat Finance?

  • Approvals Within 1 Hour
  • Lowest Rate and Repayments – Guaranteed
  • We Protect Your Credit Score
  • Panel of Over 30 Trusted Lenders

Today's lowest rate
6.14%

Comparison rate
6.89%*.

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Compare & Save With 30+ Lenders

Compare & Save With 30+ Lenders

Compare loans from over 30 well known and trusted lenders. Rest assured we will help you save time and money by doing all the hard work for you. 

Guaranteed Low Rates

Guaranteed Low Rates

If you happen to find a lower rate from a lender on our panel of lenders we will happily pay the difference in interest payable. Terms and Conditions Apply. 
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Fast & Easy Approvals

Fast & Easy Approvals

It’s our mission to have you approved as quickly as possible. Most of the time, we’re able to have our clients approved within 1 hour.

Protect Your Credit Score

Protect Your Credit Score

Too many credit enquiries can harm your credit score and lower your chances of approval. We protect your credit score by matching your lender to the right lender the first time. 

WHY WORK WITH US

Applying for finance can be a daunting process. Where do you start? Which lender has the best rate? Will your loan even be approved. That’s where Dealify can help. We are Boat Finance experts with years of experience. It is literally our job to get you the lowest rates and repayments based on your profile. 

Our team of brokers fully understand the market and the lending criteria of different lenders. We’ll take the time to understand your needs before recommending a suitable loan and lender for you.

We have access to over 30 lenders with interest rates often lower than advertised. Don’t settle for dealership finance when you purchase your next car, caravan, boat or business equipment.

You deserve choice!

Our award winning team will help you compare boat loans from over 45 lenders Whether you’re looking to get out on the water to have fun, fish, relax or work, we can help you!

Secured boat loans

  • Use your new boat or other asset as security to get a great interest rate!
  • Flexible loan terms of 1 to 7 years to suit your specific situation.

Personal (unsecured)boat loans

  • No security required!
  • An option for older or lower-value boats.
  • Flexible loan terms of 1 to 7 years to suit your specific situation.

Chattel mortgages

  • Secured loans for business boats.
  • Claim the 10% GST on the purchase price on your Business Activity Statement (BAS).
  • Tax-deductible repayments.
  • Can lower your repayments by applying a residual payment.
  • Flexible loan terms of 1 to 5 years to suit your specific situation.

Looking to finance a boat?

Loan Amount Required

$

Length of Loan

Requested Rate

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Repayment Frequency

Balloon

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Your loan summary:

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Total interest payable: ?
Balloon: ?
Total amount payable: ?

Frequently asked questions

Secured boat loans provide lenders with the right to repossess your boat if you don’t make your loan repayments. They therefore lower your lender’s risk. Unsecured loans on the other hand don’t provide any security to the lender. Lenders therefore charge higher interest rates on unsecured loans to compensate them for the increased risk.

A chattel mortgage is a secured loan for business boats. If you don’t make your chattel mortgage repayments, your lender can repossess your boat and sell it to recover the amount you owe.

A residual (balloon) payment is an arrangement whereby you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe. 

Most lenders will only allow a maximum loan term of 7 years. 

Yes, you can. Boat finance is basically risk for rate. So the higher the risk you are of not repaying the loan (bad credit history) then the higher your interest rate will be.

Who we are

Dealify is based in Newcastle but services clients Australia-wide. We help everyday Australians and businesses to buy boats. We are part of the Dealify that also arranges finance for cars, caravans and business equipment.

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Why work with us

Our team of licensed finance brokers take the hassle out of getting a loan. The Australian lending market is highly complex. There is a huge range of lenders and products available. It’s crucial to get research the market and get the right loan for your needs. But it’s time-consuming and difficult to do that yourself. That’s where we can help.

Our team of brokers fully understand the market and the lending criteria of different lenders. We’ll take the time to understand your needs before recommending a suitable loan and lender for you. We’ll also help you with your application.

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Award-winning team

Fast approvals

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Speak to the boat finance experts today.

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