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Today's lowest rate
6.14%
Comparison rate
6.89%*.
Today's lowest rate
6.14%
Comparison rate
6.89%*.
Boat Finance in Australia
Owning a boat is the great Aussie dream. Take to the water whenever you like and cast off with family and friends. Plan your next adventure now, with our hassle-free boat finance. Access the lowest interest rates in the market, with quick boat loan approval – sometimes within an hour. During that time, you just sit back and dream of your next fishing trip.
WHY WORK WITH US
Applying for finance can be a daunting process. Where do you start? Which lender has the best rate? Will your loan even be approved. That’s where Dealify can help. We are Boat Finance experts with years of experience. It is literally our job to get you the lowest rates and repayments based on your profile.Â
Our team of brokers fully understand the market and the lending criteria of different lenders. We’ll take the time to understand your needs before recommending a suitable loan and lender for you.
We have access to more than 50 lenders with interest rates often lower than advertised. Don’t settle for dealership finance when you purchase your next car, caravan, boat or business equipment.
You deserve choice!
Our award-winning team will help you compare boat loans from more than 50 lenders. Whether you’re looking to get out on the water to have fun, fish, relax or work, we can help.
Looking to finance a boat?
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Frequently asked questions
Secured boat loans provide lenders with the right to repossess your boat if you don’t make your loan repayments. They therefore lower your lender’s risk. Unsecured loans on the other hand don’t provide any security to the lender. Lenders therefore charge higher interest rates on unsecured loans to compensate them for the increased risk.
A chattel mortgage is a secured loan for business boats. If you don’t make your chattel mortgage repayments, your lender can repossess your boat and sell it to recover the amount you owe.
A residual (balloon) payment is an arrangement whereby you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe.Â
Most lenders will only allow a maximum loan term of 7 years.Â
Yes, you can. Boat finance is basically risk for rate. So the higher the risk you are of not repaying the loan (bad credit history) then the higher your interest rate will be.
Who we are
Dealify is based in Newcastle but services clients Australia-wide. We help everyday Australians and businesses to buy boats. We are part of the Dealify that also arranges finance for cars, caravans and business equipment.
Why work with us
Our team of licensed finance brokers take the hassle out of getting a loan. The Australian lending market is highly complex. There is a huge range of lenders and products available. It’s crucial to get research the market and get the right loan for your needs. But it’s time-consuming and difficult to do that yourself. That’s where we can help.
Our team of brokers fully understand the market and the lending criteria of different lenders. We’ll take the time to understand your needs before recommending a suitable loan and lender for you.
Looking for a new boat in a specific location? We can help in cities all across Australia:
Boat finance in Canberra | Boat finance in Gold Coast | Boat finance in Newcastle
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