Car Repayment Calculator
What does this car repayment calculator do?
Use this calculator to quickly estimate what your car loan repayments could be. Whether you’re buying a Kia, a Holden or a new EV, you can change the loan amount, the term length (up to seven years), the interest rate, your repayment frequency and how big a balloon payment you want and this calculator will give you an idea of what your payments will be and the total amount payable.
Want to see if you can get a better deal? Speak to our experts to find out the exact rate and repayments for your situation.
Find out more about car financing on Dealify.
Loan Amount Required
Length of Loan
Requested Rate
Repayment Frequency
Balloon
Your loan summary:
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Learn more about car financing through dealify
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Learn more about various car finance solutions, like novated leasesLearn more about various car finance solutions, like novated leases
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Learn about residual or balloon payments and how they can reduce your repaymentsLearn about residual or balloon payments and how they can reduce your repayments
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Learn about why getting pre-approval for car finance gives you more buying power
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Since 2015, we’ve been helping Australians find the right car finance solution for their next purchase. We save you time and money by comparing more than 50 well known and trusted lenders.Â
Frequently asked questions
A residual (balloon) payment is an arrangement whereby you make lower repayments during your loan term and a larger final repayment to fully repay the amount you owe.
A chattel mortgage is a secured car loan for business vehicles. Unlike a lease or hire purchase arrangement, you take ownership of the vehicle immediately. However, if you don’t make your chattel mortgage repayments, your lender can repossess your vehicle and sell it to recover the amount you owe.
Yes, you can save tax by writing off the cost of business vehicles under the instant asset write-off scheme provided that the cost of each vehicle falls within a set threshold. The threshold is $20,000 until June 30, 2025.
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